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Terms of Use

The terms that apply when you use this website and its calculators.

Last updated: November 14, 2026

Using this site

By using this website you agree to these terms. The content is general information about insurance appraisal and property claims in Pennsylvania.

No professional relationship

Reading this site, using its calculators or sending a form doesn’t create an appraiser–client relationship. That begins only when we both sign a written engagement agreement.

No legal advice

Pennsylvania Insurance Appraiser isn’t a law firm. Nothing on this site is legal advice. Policies differ, and laws and court decisions change. Consult a Pennsylvania attorney for legal questions.

Calculators and estimates

Calculators give planning estimates based on what you enter. They are not appraisals, quotes or predictions of any claim outcome.

Content and photographs

Site text, design and calculators belong to Pennsylvania Insurance Appraiser. You may share links and print pages for personal use. Photographs are royalty-free public-domain or CC0 images used for illustration.

Limitation of liability

The site is provided “as is.” To the extent the law allows, we aren’t liable for decisions made based on its content or calculators.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania.

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